Tangerine mortgage rates in Calgary
Tangerine's lowest 5-year fixed rate on its own site was 5.19% when we read it on Nov 2, 2026. The lowest comparable rate from any lender that lends in Alberta was 4.59% (ATB Financial). Tangerine publishes the same rates across Canada. Below: every closed rate it publishes and what each costs on a Calgary home.
| Term | Lowest special / advertised | Posted | Monthly at special | Monthly at posted |
|---|---|---|---|---|
| 1-year | 5.99% | — | $3,675.47 | — |
| 2-year | 5.14% | — | $3,390.20 | — |
| 3-year | 4.94% | — | $3,324.62 | — |
| 4-year | 5.04% | — | $3,357.33 | — |
| 5-year | 5.19% | — | $3,406.69 | — |
| 7-year | 5.50% | — | $3,509.75 | — |
| 10-year | 5.90% | — | $3,644.78 | — |
Every Tangerine rate we collected
| Term | Type | Insured | Kind | Rate | Fine print | Source |
|---|---|---|---|---|---|---|
| 1-year | Fixed | Not split | special | 5.99% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 2-year | Fixed | Not split | special | 5.14% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 3-year | Fixed | Not split | special | 4.94% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 4-year | Fixed | Not split | special | 5.04% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 5-year | Variable | Not split | special | 4.20% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 5-year | Fixed | Not split | special | 5.19% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 7-year | Fixed | Not split | special | 5.50% | Tangerine's published rates (the page doesn't call them posted or special). | page |
| 10-year | Fixed | Not split | special | 5.90% | Tangerine's published rates (the page doesn't call them posted or special). | page |
Highlighted rows are the lowest special or advertised rate for that term and type among the rows shown. * = the lender's own prime rate plus its stated spread. Collected Nov 2, 2026; check the lender's page before relying on any rate.
Prepayment and penalties
We didn't find Tangerine's penalty method on the pages we read; it's in your mortgage contract.
In Alberta
Tangerine lends across Canada.
Prime rate 4.70% as stated on its site (as of Oct 29, 2026).
Tangerine (a Scotiabank subsidiary) publishes one rate per term; existing clients may see preferred rates after logging in.
CalgaryMortgageRates.com isn't affiliated with Tangerine and isn't paid by any lender.
| Home | $718,500City of Calgary median detached assessment |
|---|---|
| Mortgage | $575,00020% down |
| Tangerine 5-yr fixed | 5.19% |
| Monthly payment | $3,406.69 |
| At the lowest Alberta rate (ATB Financial) | $3,211.30 |
| Interest over 5 years | $139,826 |
Frequently asked questions
What is Tangerine's 5-year mortgage rate in Calgary?
On Nov 2, 2026 Tangerine's own site showed 5.19% for a 5-year fixed (not split by down payment). It publishes the same rates across Canada.
What is Tangerine's variable rate?
4.20% for a 5-year term, with Tangerine's prime at 4.70%.